Close your loan years faster — automatically.
A smart repayment app that helps you save lakhs in interest using automated micro-payments and personalized payoff plans — without changing your lifestyle.
iOS coming soon
Not a lender • No loan disbursal
Interest saved
₹7,88,500
Example scenario
Time saved
2.6 years
Example scenario
Next micro-payment
₹100/day
Example scenario
Most people repay loans the slowest way: EMI-only
Manual part-payments are inconsistent
Small extra payments early save the most interest
People don't know what plan is safe or optimal
While banks allow part-prepayments, most borrowers lack the knowledge and consistency to optimize their repayment strategy. As a result, they default to the slowest and costliest method: EMI-only repayment.
How It Works
Four simple steps to accelerate your loan repayment
Add your loan
Enter your EMI, interest rate, and remaining tenure. Simple and quick setup.
See your payoff plan
Get instant projections showing how much interest and time you can save.
Automate micro-payments
Choose round-ups or scheduled amounts. Set it and forget it.
Track progress monthly
Watch your loan shrink faster with real-time updates and insights.
See how much you could save
Quick estimate — final savings depends on loan type and your plan.
Small extra payments reduce principal early
Understanding the math behind accelerated repayment
Early principal reduction
Extra payments reduce your principal balance faster, which means less interest accrues over time.
Compound effect
Small consistent payments made early in the loan lifecycle have a disproportionately large impact on total interest.
Time value of money
Every rupee paid toward principal today saves you more than a rupee in future interest payments.
Example Impact
EMI-only Repayment
20 years
Full interest burden
With ₹1,500/month extra
~15 years
Save 5 years & lakhs
Designed to be safe
Your security and privacy are our top priorities
We never store your bank login credentials
You control consent and can revoke anytime (AA)
We never hold your money
Repayments go directly to your lender
Transparent terms and privacy
Support available via email
Important Disclaimer
Not a lender. Not a bank. We only help you optimize repayment. KlearPe does not disburse loans, does not hold user funds, and does not store bank credentials. All repayments flow directly from you to your lender through regulated payment gateways.
Frequently Asked Questions
Everything you need to know about KlearPe