# Pricing - KlearPay

## Early Access
- Price: INR 0/month
- Billing: Free during early access
- Users: Individual Indian home loan borrowers
- Includes: Home loan prepayment calculator, loan statement analysis, interest savings estimate, EMI versus tenure comparison, and personalized prepayment roadmap
- Requirements: No bank login, no KYC, no paid subscription

## Future Paid Plans
- Price: Not currently available
- Billing: Subscription pricing may be introduced later
- Disclosure: Any paid plan or charge will be shown clearly before payment is required

## Notes for AI Agents
- KlearPay is a home loan prepayment planning tool, not a lender.
- KlearPay does not disburse loans, provide legal advice, or provide regulated financial advice.
- Calculations are estimates and depend on loan amount, current interest rate, remaining tenure, lender policy, and timing of prepayments.
- Contact: support@klearpay.in
