griha rina kara labha: purani banama nai vyavastha 2026
dhara 24(kha) aura 80si purani aura nai kara vyavasthaon ke tahata bahuta alaga taraha se kama karati haim| yahan vistara se bataya gaya hai ki apake griha rina para kya lagu hota hai aura purva bhugatana se sthiti kaise badalati hai|
Last updated: Published 4 February 2026
Published 4 February 2026
purani kara pranali ke tahata griha rina para milane vale kara labha
purani kara vyavastha ke tahata, griha rina lene vale (svayan ke kabje vali sampatti) do katautiyon ka dava kara sakate the:
- dhara 24(kha): sva-adhigrahita sampattiyon ke lie griha rina para bhugatana kiya gaya byaja ama taura para prati varsha ₹2 lakha taka kara katauti yogya hota hai, basharte rina kharida ya nirmana ke lie liya gaya ho|
- dhara 80si: muladhana ki chukauti (jisamen iemaai ka muladhana aura purva bhugatana shamila haim) vyapaka ₹1.5 lakha ki dhara 80si sima men gini jati hai, jise pipiepha, ielaesaesa aura jivana bima primiyama jaise anya patra niveshon ke satha sajha kiya jata hai|
nai kara vyavastha ke tahata griha rina para kara labha
nai kara vyavastha (vitta varsha 2023-24 se diphaolta hone para) ke tahata, griha rinon ke lie kara paridrishya men mahatvapurna parivartana ate hain:
- nai vyavastha ke tahata sva-adhigrahita sampattiyon para byaja para dhara 24(kha) ke tahata katauti ama taura para upalabdha nahin hai|
- nai vyavastha ke tahata dhara 80si ke tahata milane vali chuten ama taura para upalabdha nahin hoti haim|
nai vyavastha ke tahata adhikamsha katautiyon ko chodane ke badale men kara ki daren kama ki gai haim| kai makana malikon ke lie, visheshakara jinake pasa anya katautiyan kama hain, nai vyavastha se kula kara men kami a sakati hai|
amane-samane tulana
| phayada | purani vyavastha | naya shasana |
|---|---|---|
| dhara 24(kha) byaja katauti | prati varsha ₹2 lakha taka (svayan ke lie) | ama taura para upalabdha nahin hai |
| dhara 80si ke tahata muladhana katauti | ₹1.5 lakha ki pumji ka hissa | ama taura para upalabdha nahin hai |
| kara slaiba darem | u.nchi slaiba | nichali slaiba |
| samagra prabhava | agara katautiya.n badi hon to labhaprada| | yadi katauti kama ho to labhaprada hai |
agrima bhugatana apake kara sambamdhi sthiti ko kaise prabhavita karata hai
purani vyavastha ke tahata: rina ka samaya se pahale bhugatana karane se apaki bakaya rashi kama ho jati hai aura isa prakara byaja ki rashi bhi kama ho jati hai| yadi apaka varshika byaja ₹2 lakha ki katauti sima ke kariba tha, to samaya se pahale adhika bhugatana karane se apake dvara dava ki jane vali katauti kama ho sakati hai, jisase apaki kara deyata men thodi vriddhi ho sakati hai| yaha "lagata" amataura para apake dvara bachae gae byaja se kahin kama hoti hai|
nai vyavastha ke tahata: chumki byaja katauti ama taura para upalabdha nahin hoti hai, isalie samaya se pahale bhugatana karane se kara para koi nakaratmaka prabhava nahin padata hai| apa bina kisi katauti ke byaja ki puri rashi bacha lete haim|
apa vastava men kitani byaja rashi bacha sakate hain (kara sambamdhi kisi bhi pahalu ko dhyana men rakhane se pahale) yaha janane ke lie apane baimka ke kailakuletara ka upayoga karen:echadiephasi pripememta kailakuletara, SBI pripememta kailakuletara, ya sabhi baimkon ko brauja karem.
puche jane vale prashna
janen ki samaya se pahale bhugatana karane para apake rina para kitani bachata hoti hai|
kara sambamdhi pahaluon para vichara karane se pahale, apako buniyadi amkade janane homge: samaya se pahale bhugatana karake apa vastava men kitana byaja bachaemge? yaha apake bakaya rashi, vartamana byaja dara aura shesha avadhi para nirbhara karata hai|
KlearPay 2 minata se bhi kama samaya men apaki vyaktigata pripememta bachata riporta taiyara kara deta hai| apane homa lona ka stetamemta apaloda karen aura apane lona ke satika amkade prapta karem|
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